Send Money to India — The Best Rates, Compared
See exactly how much your recipient gets in India from every major provider. Live rates, real fees, no spin.
Send CAD to INR
Live exchange rates. Zero hidden fees.
Sponsored link · We may earn a small commission at no cost to you. Compare all 6 providers ↓
Wise
Wise gives you the live mid-market exchange rate (the same rate you see on Google) and charges a small, transparent percentage fee. No hidden markup. The benchmark for fairness in money transfers.
- Live exchange rate, zero markup
- Lowest total cost for most amounts
- Transparent fees shown upfront
- 1-2 day delivery to Indian banks
You'll be redirected to Wise. We may earn a small referral commission at no cost to you — this is how we keep the site free.
Best CAD → INR Transfer Services Compared
Real provider rates, ranked by what your recipient actually receives in India.
Estimated INR received based on the live exchange rate (1 CAD = ₹69.5823) and each provider's typical markup. Actual rate at checkout may vary slightly. We may earn a referral commission when you sign up — this never affects rankings.
Remitbee
Best for Canadian senders using Interac
Instarem
Best for frequent transfers (loyalty rewards)
Wise
Best overall value — almost always the cheapest
Xe
Best for transfers over $5,000 CAD
Recipient gets ₹104 less than the top pick.
ICICI Money2India
Best when recipient has an ICICI account
Recipient gets ₹313 less than the top pick.
Remitly
Best for first-time senders & cash pickup
Recipient gets ₹519 less than the top pick.
Active New-Customer Bonuses
If you've never used a service, take advantage of the welcome offer. These are stackable with the live rates above.
Wise
Fee-free first transfer for new customers (cap varies — check Wise for the current offer)
Remitly
Sign up via our link to get $10 off, no fees, and a special exchange rate on your first transfer of $300 or more
Instarem
Earn InstaPoints redeemable for fee discounts
Remitbee
Sign up via our link and get $10 when you complete a qualifying first transaction (plus zero fees on every transfer over $500 CAD)
Stop losing money to bank markups.
Big Five Canadian banks typically add a 2.5%–4% markup on the CAD/INR rate, on top of $25–$50 wire fees. On a $5,000 CAD transfer at today's rate of 1 CAD = ₹69.58, that's roughly ₹11,307 left on the table — every transfer.
Switching to Wise or any provider above closes that gap to under 1%, and the recipient gets the difference.
How CAD To INR Helps You Send More
Live rate comparison
Real exchange rates from 6+ providers, refreshed every minute. No outdated screenshots — what you see is what you'll get.
Total-cost transparency
We compute the exact INR your recipient receives after every fee and markup. No surprises at the provider's checkout.
Independent rankings
Sorted by best value, not by who pays us most. Top picks change with the amount you're sending — try $500 vs $5,000 above.
How to Send Money to India — 4 Steps
Enter your amount
Use the calculator above to set how much CAD you want to send.
Compare live rates
See exactly how much INR each provider hands to your recipient.
Pick the best deal
Click the green CTA on the row that gives the most rupees.
Send & save
Sign up on the provider, fund the transfer, done — usually in minutes.
Rate Alerts & Notifications
Catch a favourable CAD to INR rate without watching the screen all day.
Set a target rate
Decide the CAD/INR level that makes your transfer worthwhile. As a rule of thumb, anything within 0.5% of the live exchange rate is a strong deal.
Use provider alerts
Wise, Xe, and Remitly all let you create free email or push alerts. You'll be notified the moment the rate touches your target — no manual checking required.
Bookmark the live rate page
Pin our live rate page to your browser tab bar or phone home screen. It auto-refreshes every 60 seconds, so a quick glance gives you the current rate.
Money Transfer FAQs
Common questions about sending money from Canada to India.
Ready to send more rupees home?
Skip the bank. Wise uses the live exchange rate and delivers to Indian bank accounts in 1–2 days.
Get the Wise rateFee-free first transfer for new customers • Live exchange rate • 1–2 day delivery • Promotions subject to change